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Client Journey

We recognise that every individual has different financial needs and objectives, and that everyone is at different stages of their lives and financial journey. We therefore look to build a bespoke financial plan appropriate to the needs of each client, aiming to fulfil the expectations of all parties involved and providing transparency at every step of our process.

There are various stages within our financial planning process, which all start with an initial consultation and review of your current circumstances. We will assess your overall financial position, establish your future aims and goals, start to understand your attitude regarding risk and capacity for losses, and then begin to build an overview of how we may be able to help you.

Following this, we structure your financial journey around our ‘4 Pillars’, which we believe provide a solid foundation for a strong financial plan.

Tax Strategy

Following our initial consultation and review of your financial position, we will build and provide you with a full, holistic financial plan. This involves producing an extensive suitability report, recommending independently screened products and investments in line with your situation, goals, and risk profile. We will look to identify the potential tax wrappers that should be utilised, both now and in the future. Your financial plan will encompass the outcome of our previous discussions, our research, our recommendations, our reasoning behind them, and any costs.